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Nugroho, Robert Wijaya (2025) Perlindungan Hukum Terhadap Konsumen Terkait Perubahan Isi Polis Asuransi Kesehatan Dengan Model Co-Payment Ditinjau Dari Perspektif Teori Kepastian Hukum. (Legal Protection for Consumers Regarding Changes to Health Insurance Policy Contents with a Co-Payment Model Reviewed from the Perspective of Legal Certainty Theory). Masters thesis, Universitas 17 Agustus 1945 Surabaya.