Implementation Of Bnp2tki Policy In Distribution People's Business Loans (Kur) Indonesia Workers (Tki) In Country Of Placement Specially Singapore (Case Study At Pt. Hanaco Success Malang)

Hidyantari, Erlyna (2019) Implementation Of Bnp2tki Policy In Distribution People's Business Loans (Kur) Indonesia Workers (Tki) In Country Of Placement Specially Singapore (Case Study At Pt. Hanaco Success Malang). Doctoral thesis, Untag 1945 Surabaya.

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Abstract

The main problem of Indonesia’s migrant workers, especially legal and unskilled ones in Singapore, are illegal workers smuggled and employed in household and company for greater benefit. Talking about policy is an activity or act that is carried out intentionally in order to achieve certain goals and objectives in terms of KUR for prospective migrant workers to 6-month cost required 23 million rupiahs. This research used descriptive qualitative approach with qualitative descriptive format. The data used is primary data acquired through Focus Grup Discussion (FGD), Indepth interview, observation and documentation. While the data analysis technique is qualitative data analysis. The result can be concluded that :The implementation of Government Policy no 39 2004 concerning the placement and protection of workers abroad has not been able to run as expected for prospective migrant workers and The Law of the distribution of people’s business loan directly related to the needs of prospective migrant workers based on Presidential Decree No 19 20015 concerning The Financing Policy Comittee for micro, small and medium enterprises for prospective migrant workers in meeting the needs or cost problems starting from administrative requirements, attending education, training, taking professional certification as household assistant, the first 6-month living cost in destination country which is Singapore. Indonesia migrant workers (TKI) is still hard to get loan through People’s Business Loan because of their low financial literacy rate. Besides the procedure for applying people’s business loan (KUR) to go abroad is still complicated, they prefer loan from relatives, close friends or Man Power Service Provider (PJTKI) with 13% interest, while the government interest is 7%. PJTKI has helped providing loans for Indonesia Migrant Workers with easier access, especially initial capital in destination country. The standardization of people’s business loan requirement must be monitored by OJK and Kemenkop , The banks that don’t meet the same standards and make it hard for migrant workers to get loans must be subjected to sanctions. BNP2TKI policy model that fits for people’s business loan (KUR) disbursement is implement ing KSKK which is integrated in environment, socialization, comittment and performance, and the most important emphasizing on effective, efficient and integrated system repairement.

Item Type: Thesis (Doctoral)
Uncontrolled Keywords: Implementation, Policy, People’s Business Loan, Policy no 39 2004
Subjects: H Social Sciences > H Social Sciences (General)
Depositing User: Didik Ahmad
Date Deposited: 01 Mar 2022 01:35
Last Modified: 18 Mar 2022 02:29
URI: http://repository.untag-sby.ac.id/id/eprint/14989

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