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Ervina, Ervina (2025) Pengaruh Finansial Inklusi, Literasi Keuangan Dan Fintech Terhadap Profitabilitas Usaha Kecil Dengan Perilaku Keuangan Sebagai Variabel Intervening Dan Financial Quotient Sebagai Variabel Moderating di Kecamatan Kota Ponorogo. (The Influence of Financial Inclusion, Financial Literacy, and Fintech on the Profitability of Small Businesses with Financial Behavior as an Intervening Variable and Financial Quotient as a Moderating Variable in the District of Kota Ponorogo). Masters thesis, Universitas 17 Agustus 1945 Surabaya.
