Paramesti, Sekar Ardita (2025) Perlindungan Hukum Bagi Kreditor Terhadap Sita Jaminan Fidusia Pasca Putusan Mahkamah Konstitusi Nomor 2/PUU-XIX/2021. (Legal Protection for Creditors Against Fiduciary Collateral Seizure After the Constitutional Court Decision Number 2/PUU-XIX/2021). Undergraduate thesis, Universitas 17 Agustus 1945 Surabaya.
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Abstract
Perlindungan hukum bagi kreditor dalam pelaksanaan sita jaminan setelah lahirnya Putusan Mahkamah Konstitusi Nomor 2/PUU-XIX/2021, yang mempertegas perubahan konstruksi eksekusi jaminan fidusia sebagaimana sebelumnya diatur dalam putusan Mahkamah Konstitusi Nomor 18/PUU-XVI/2019. Sebelum putusan tersebut, kreditor memiliki kedudukan dominan melalui mekanisme parate eksekusi yang memungkinkan eksekusi langsung tanpa melalui pengadilan. Namun, praktik ini kerap menimbulkan ketidakadilan bagi debitor, termasuk potensi penyalahgunaan kewenangan dan tindakan sepihak oleh kreditor. Putusan Mahkamah Konstitusi kemudian menegaskan bahwa eksekusi hanya dapat dilakukan secara langsung apabila debitor mengakui wanprestasi dan menyerahkan objek jaminan secara sukarela. Jika terdapat keberatan, eksekusi wajib memalui penetapan pengadilan, bagaimana perlindungan hukum bagi kreditor dan bagaimana implikasi pasca putusan MK. Penelitian ini menggunakan metode yuridis normatif dengan menelaah peraturan perundang-undangan, putusan pengadilan, dan literatur terkait. Hasil penelitian menunjukkan bahwa pasca putusan Mahkamah Konstitusi, perlindungan hukum terdapat tetap ada, tetapi bersifat kondisional dan lebih seimbang dengan debitor. Mekanisme baru ini memperkuat prinsip keadilan dan kepastian hukum bagi kedua pihak, namun berdampak pada meningkatnya biaya, waktu, serta beban administratif bagi kreditor. Penelitian ini menegaskan perlunya harmonisasi regulasi dan peningkatan pemahaman pelaku usaha agar implementasi eksekusi fidusia berjalan efektif dan berkeadilan.
| Item Type: | Thesis (Undergraduate) |
|---|---|
| Uncontrolled Keywords: | constitutional court decision, parate execution, justice, legal protection |
| Subjects: | K Law > K Law (General) |
| Divisions: | Fakultas Hukum > Program Studi Ilmu Hukum |
| Depositing User: | 1312200069 Sekar Ardita Paramesti |
| Date Deposited: | 12 Jun 2026 07:15 |
| Last Modified: | 12 Jun 2026 07:15 |
| URI: | http://repository.untag-sby.ac.id/id/eprint/43139 |
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