Pengaruh Literasi Keuangan, Parental Income, Locus Of Control, dan Lingkungan Sosial Terhadap Perilaku Keuangan Pada PAC IPNU IPPNU Wringinanom, Kabupaten Gresik

Sa'diyah, Shofiatus (2025) Pengaruh Literasi Keuangan, Parental Income, Locus Of Control, dan Lingkungan Sosial Terhadap Perilaku Keuangan Pada PAC IPNU IPPNU Wringinanom, Kabupaten Gresik. Undergraduate thesis, Universitas 17 Agustus 1945 Surabaya.

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, pendapatan orang tua (parental income), locus of control, dan lingkungan sosial terhadap perilaku keuangan anggota PAC IPNU IPPNU Wringinanom, Kabupaten Gresik. Literasi keuangan menjadi faktor penting dalam pengambilan keputusan finansial yang bijak, sedangkan parental income, locus of control, dan lingkungan sosial turut mempengaruhi pola pengelolaan keuangan individu. Menggunakan metode kuantitatif, penelitian ini mengumpulkan data dari anggota organisasi melalui kuesioner dan dianalisis dengan regresi linier berganda dengan menggunakan SPSS 26. Hasil penelitian menunjukkan bahwa literasi keuangan memiliki pengaruh signifikan terhadap perilaku keuangan, parental income memiliki pengaruh signifikan terhadap perilaku keuangan, locus of control memiliki pengaruh signifikan terhadap perilaku keuangan, lingkungan sosial memiliki pengaruh signifikan terhadap perilaku keuangan. Secara simultan literasi keuangan, parental income, locus of control, lingkungan sosial memiliki pengaruh terhadap perilaku keuangan.

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