Mas'udiyah, Nur Faiza (2025) Pengaruh Gaya Hidup, Literasi Keuangan, dan Penggunaan E Money Terhadap Perilaku Konsumtif Dengan Pengelolaan Keuangan Sebagai Variabel Intervening Pada Gen Z (Studi Kasus Pada Mahasiswa Universitas 17 Agustus 1945 Surabaya). (The Influence of Lifestyle, Financial Literacy, and Usage E Money on Consumptive Behavior with Financial Management as an Intervening Variable on Gen Z (Case Study on University Students, August 17, 1945, Surabaya)). Undergraduate thesis, Universitas 17 Agustus 1945 Surabaya.
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Abstract
This research aims to analyze the influence of lifestyle, financial literacy and use of e-money on consumer behavior with financial management as an intervening variable in Gen Z. Using quantitative methods with a survey approach, data was collected through questionnaires distributed to 99 respondents. To analyze the data that has been obtained, researchers use SmartPLS software, which helps in testing the hypotheses that have been proposed. The results showed that there is a significant influence between lifestyle, financial literacy, and e-money usage on financial management. In particular, lifestyle is proven to have a significant influence on individual consumptive behavior, which can be seen from how a person's lifestyle can influence their spending decisions and habits. However, financial literacy and e�money usage did not show a significant influence on consumptive behavior. This means that while financial literacy and e-money usage can influence the way a person manages their finances, they are not directly related to an individual's tendency to consumptive behavior. These findings provide important insights in understanding the factors that further influence financial management and consumptive behavior in society. Keywords: Lifestyle, Financial Literacy, Use of E-money, Financial Management, Consumptive Behavior, Accounting Students
| Item Type: | Thesis (Undergraduate) |
|---|---|
| Uncontrolled Keywords: | Lifestyle, Financial Literacy, Use of E-money, Financial Management, Consumptive Behavior, Accounting Student. |
| Divisions: | Fakultas Ekonomi dan Bisnis > Program Studi Ekonomi Akuntansi |
| Depositing User: | 1222100002 Nur Faiza Mas'udiyah |
| Date Deposited: | 16 Nov 2001 20:12 |
| Last Modified: | 16 Nov 2001 20:12 |
| URI: | http://repository.untag-sby.ac.id/id/eprint/36484 |
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