Pengaruh Literasi, Teknologi Terhadap Sikap, Kecerdasan dan Profitabilitas dengan Ketahanan Keuangan sebagai Variabel Moderasi pada Badan Usaha Milik Desa di Kabupaten Lamongan. (The Effect of Literacy, Technology on Attitude, Quotient And Profitability With Financial Resilience As A Moderating Variable In Village-Owned Enterprises In Lamongan District).

Mahmudah, Annita (2024) Pengaruh Literasi, Teknologi Terhadap Sikap, Kecerdasan dan Profitabilitas dengan Ketahanan Keuangan sebagai Variabel Moderasi pada Badan Usaha Milik Desa di Kabupaten Lamongan. (The Effect of Literacy, Technology on Attitude, Quotient And Profitability With Financial Resilience As A Moderating Variable In Village-Owned Enterprises In Lamongan District). Doctoral thesis, Universitas 17 Agustus 1945 Surabaya.

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Abstract

This study aims to prove and analyze the effect of financial literacy and financial technology on profitability through attitudes and quotient with financial resilience as a moderating variable in Village Owned Enterprises in Lamongan Regency. This study uses a quantitative approach and the population in this study is Village Owned Enterprises located in Lamongan Regency with a total of 462 Village Owned Enterprises in the category of developed, pioneering and developing Village Owned Enterprises. The sample in this study refers to the Slovin formula with a total sample of 215 using the probability sampling method. This study uses a Partial Least Square (PLS). The results showed that financial literacy had a significant effect on financial attitudes, profitability and financial quotient, technology had a significant effect on financial attitudes and financial quotient, technology had no significant effect on profitability, financial attitudes and financial intelligence had a significant effect on profitability, financial attitudes had a significant effect on quotient. Financial literacy and technology have a significant effect on profitability through financial quotient, technology has no significant effect on profitability through financial attitudes, financial resilience is able to moderate the influence of financial attitudes and financial quotient on profitability in village owned enterprises in Lamongan Regency.

Item Type: Thesis (Doctoral)
Uncontrolled Keywords: Financial Literacy, Financial Technology, Profitability, Financial Attitude, Financial Quotient, Financial Resilience
Subjects: H Social Sciences > H Social Sciences (General)
Divisions: Fakultas Ekonomi dan Bisnis > Doktor Ilmu Ekonomi
Depositing User: Unnamed user with email zainulfarid@icloud.com
Date Deposited: 14 Mar 2024 07:57
Last Modified: 26 Aug 2024 02:07
URI: http://repository.untag-sby.ac.id/id/eprint/31210

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