Perlindungan Hukum bagi Debitur atas Penundaan Pembayaran Angsuran Mobil di Lembaga Pembiayaan Konsumen (Legal Protection for Debtors for Delaying Car Installment Payments at Consumer Finance Institutions)

Soraja, Alga (2022) Perlindungan Hukum bagi Debitur atas Penundaan Pembayaran Angsuran Mobil di Lembaga Pembiayaan Konsumen (Legal Protection for Debtors for Delaying Car Installment Payments at Consumer Finance Institutions). Undergraduate thesis, Universitas 17 Agustus 1945 Surabaya.

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Abstract

One type of financing business in a financial institution is consumer financing. Consumer financing is a business entity that carries out financing activities for the procurement of goods based on consumer needs with an installment or periodic payment system by consumers. This situation encourages the importance of the existence and development of consumer finance institutions. The public's choice of consumer financing institutions is due to the need for fast service, uncomplicated procedures, and easy-to-fulfill requirements. These various conveniences cause people to choose consumer financing institutions to meet their needs. How is the legal protection for debtors for delaying car installment payments for one month due to a difficult condition and what are the legal consequences for creditors who have withdrawn the object of the car that has been approved for delaying the installment payment for one month. Based on the problem to be studied, the method used in this research is normative, using several approaches including the statutory approach, conceptual approach, and case approach. The problem experienced by the debtor at this time is a temporary overmacht nature which has the opportunity for the debtor to make achievements or repay if the debtor's economic condition has started to improve. As a result, there was a lawsuit from the debtor against the creditor because of the creditor's communication error regarding the information of the debtor who did not pay the installments for three months and the illegal withdrawal of the object of the fourwheeled vehicle (car) without a letter from the court. Keywords: Consumer Financing, Installment, Car Object

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: Pembiayaan Konsumen, Angsuran, Obyek Mobil, Consumer Financing, Installment, Car Object
Subjects: K Law > KZ Law of Nations
Divisions: Fakultas Hukum > Program Studi Ilmu Hukum
Depositing User: 1311800210 Alga Soraja
Date Deposited: 25 Aug 2022 02:48
Last Modified: 25 Aug 2022 02:48
URI: http://repository.untag-sby.ac.id/id/eprint/19224

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