Nature Of Notary Covernote In The Framework Of Loan Ownership In The Banking Environment

Mastiningrum, Erna (2021) Nature Of Notary Covernote In The Framework Of Loan Ownership In The Banking Environment. Doctoral thesis, Universitas 17 Agustus 1945 Surabaya.

[img] Text
ABSTRACT.pdf

Download (739kB)
[img] Text
BAB I.pdf
Restricted to Repository staff only

Download (5MB)
[img] Text
BAB II.pdf
Restricted to Repository staff only

Download (8MB)
[img] Text
BAB III.pdf
Restricted to Repository staff only

Download (9MB)
[img] Text
BAB IV.pdf
Restricted to Repository staff only

Download (230kB)
[img] Text
DAFTAR PUSTAKA.pdf

Download (267kB)
[img] Other (Generate index codes conversion from text to indexcodes)
indexcodes.txt

Download (0B)
[img] Other (Generate index codes conversion from text to indexcodes)
indexcodes.txt

Download (0B)
[img] Other (Generate index codes conversion from text to indexcodes)
indexcodes.txt

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_lightbox)
lightbox.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_medium)
medium.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_small)
small.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_medium)
medium.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_small)
small.jpg

Download (0B)
[img] Other (Generate index codes conversion from text to indexcodes)
indexcodes.txt

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_lightbox)
lightbox.jpg

Download (0B)
[img] Other (Generate index codes conversion from text to indexcodes)
indexcodes.txt

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_preview)
preview.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_medium)
medium.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_lightbox)
lightbox.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_medium)
medium.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_small)
small.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_lightbox)
lightbox.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_medium)
medium.jpg

Download (0B)
[img] Other (Thumbnails conversion from text to thumbnail_small)
small.jpg

Download (0B)
[img] Other (Generate index codes conversion from text to indexcodes)
indexcodes.txt

Download (0B)
[img] Other (Generate index codes conversion from text to indexcodes)
indexcodes.txt

Download (0B)
[img] Other (Generate index codes conversion from text to indexcodes)
indexcodes.txt

Download (0B)

Abstract

Covernote was born from the practice of banking credit agreements, which were made by a notary, containing information that the certificate of mortgage is still in the process of being issued. However, the publication of this covernote is not based on the legal authority regulated in UUJN. Covemote is not an authentic deed, so it cannot be used as evidence and basis for execution of objects that are burdened with mortgages. If the debtor is in default, the Bank cannot execute collateral objects, so the Bank as the creditor will experience a loss. However, in practice covemote is a necessity, because covemote can be used as a basis for bank credit disbursement, while the content is only information from a notary public which cannot be used as legal evidence. The problems in this research consist of: 1) the authority of the notary in publishing covemote; and 2) covemote function in bank credit disbursement. This type of research is normative research with a statutory approach, a philosophical approach, and a conceptual approach, and uses primary and secondary legal materials. The theory used as an analysis knife is the theory of authority, the theory of legal certainty and the theory of legal protection, as well as several legal concepts The results of the problem analysis can be stated as follows; covemote issuance is not the authority of the Notary as a General Officer. Making a covemote by a Notary is only based on the habits and beliefs of the banking institution on the Notary's statement. The function of the covemote is as one of the conditions for disbursing Home Ormership lroans in the banking environment so that credit can be immediately disbursed for the benefit of the debtor, especially related to mortgages, credit difousement is used to finance the construction of houses by the debtor.

Item Type: Thesis (Doctoral)
Uncontrolled Keywords: Covernote, Notary Authority, Credit Disbursemen
Subjects: K Law > K Law (General)
Divisions: Fakultas Hukum > Doktor Ilmu Hukum
Depositing User: Didik Ahmad
Date Deposited: 18 Apr 2022 04:06
Last Modified: 14 May 2022 00:24
URI: http://repository.untag-sby.ac.id/id/eprint/15612

Actions (login required)

View Item View Item