Legal Protection For Debtors In Credit Agreements On Line

Pihawiani, Elsy (2020) Legal Protection For Debtors In Credit Agreements On Line. Undergraduate thesis, Untag 1945 Surabaya.

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Abstract

The development of technology in the current payment system is growing from year to year, one of which is in the field of financial service institutions, namely in the activities of credit agreements or borrowing money which was prior to the development of information and telecommunications technology, lending and borrowing money or credit activities carried out by face to face advance and require the debtor come to the bank to apply for a loan, but with the advancement of technology, credit or borrowing money can be done online using the internet. And the mechanism for conducting online credit itself is very easy when compared to what is done conventionally. But with the convenience provided by the online credit agreement, there are various problems, one of which is an online loan platform that violates billing procedures, namely by collecting loans from debtor colleagues and agencies in the debtor's workplace by reminding the debtor to pay off immediately the loan, from that causes embarrassment and becomes something unpleasant for the debtor because the creditors do not make the appropriate billing in the contract. based on this background the author aims to answer the existing problems namely, how is the validity of the online credit agreement? And what about legal protection for debtors on online credit agreements? This study uses normative research that is based on a statutory and conceptual approach.

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: Legal Protection, Debtors, Online Credit.
Subjects: K Law > K Law (General)
Divisions: Fakultas Hukum > Program Studi Ilmu Hukum
Depositing User: Didik Ahmad
Date Deposited: 01 Apr 2022 03:31
Last Modified: 01 Apr 2022 03:31
URI: http://repository.untag-sby.ac.id/id/eprint/15420

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