Legal Protection for Debtors Against Financial Technology Loan Interest Rates in Peer To Peer Lending Agreements

Tjandra, Antoni (2020) Legal Protection for Debtors Against Financial Technology Loan Interest Rates in Peer To Peer Lending Agreements. Undergraduate thesis, Untag 1945 Surabaya.

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Abstract

Today is the era of the modern economy which is made non-bank financial institutions sector experiencing growth. One form of this development is marked by the emergence of Financial Technology. One of the products of the Financial Technology is Peer to Peer Lending that have business activities provide loans accompanied by interest to the debtor. Currently lending restrictions imposed on the debtor fintech is 0.8% per day (maximum limit), but this maximum interest limit was issued by Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI) which is an association of Fintech organizers. This paper discusses the legal protection of the debtor against the Peer to Peer Lending lending rate. The method used is normative juridical. The collection of legal materials through the literature and qualitative normative analysis. The results of this study aims to determine the legal protection for debtors in the Financial Technology in the Peer to Peer Lending agreement to interest rate loan Peer to Peer Lending determined by Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI).

Item Type: Thesis (Undergraduate)
Uncontrolled Keywords: fintech peer to peer lending, law protection, otoritas jasa keuangan
Subjects: K Law > K Law (General)
Divisions: Fakultas Hukum > Program Studi Ilmu Hukum
Depositing User: Didik Ahmad
Date Deposited: 01 Apr 2022 01:16
Last Modified: 01 Apr 2022 01:16
URI: http://repository.untag-sby.ac.id/id/eprint/15408

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