Perlindungan Hukum Terhadap Pemegang Setipikat Deposito Sebagai Surat Berharga

Aji, Wioga Adhiarma (2020) Perlindungan Hukum Terhadap Pemegang Setipikat Deposito Sebagai Surat Berharga. Masters thesis, Untag 1945 Surabaya.

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Abstract

This study aim to deepen the extent to which the Laws and Regulations that have been made by Gouverment and the Authority can provide Legal Protection to holders of Deposit Certificates as Securities. Given the current changes are very uncertain, which ultimately has an impact on crime in the financial sector which is extraordinary. Regulations concerning legal protection for holders of deposit certificates as securities as stipulated in Bank Indonesia Regulations, Financial Services Authority Regulations, the Law on Prevention and Eradication of Money Laundering and the Law on Consumer Protection still regulate how to prevent, report and complain. However, it has not yet regulated the compensation if there is a loss caused by criminal acts committed by the perpetrators of crimes both involved in the crime or the publisher experiencing bankruptcy. Likewise, on the other hand there are no specific regulations that provide protection to financial service providers in the event of legal problems caused by the perpetrators of crime The method used in this study is a normative legal research. It aims to clarify normatively to identify and analyze the weaknesses contained in the relevant provisions of the law. This study uses two approaches, namely legal approach and conceptual approaches. The source of legal materials in this research is primary and secondary legal materials. Also very important is the existence of a guarantee value of the certificate of deposit with a value of ten billion rupiahs, where according to the provisions of the deposit insurance institution is only guaranteed to be two billion rupiahs. So this needs to be confirmed in government or authority regulations that the value must be guaranteed by the general insurance party other than the deposit insurance agency.

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